Loan financing

A loan is a suitable alternative for these that prefer to own the subject of investment and at the same time want to use subsidies from various EU programs.

Advantages:

• The object is in ownership of the client from the beginning of the financing
• The object appears in the Balance sheet of the client and can be amortized in its accounting
• Possibility to finance also VAT
• Possibility to use 50% of annual depreciation even for objects purchased in the end of accounting period
• to draw financial sources from subsidy programs, where one of the conditions of state grants and subsidies is the ownership of the subject

Basic parameters:

• New and used objects listed in depreciation classes I.-II.
• Financing in CZK and EUR
• Contract period up to maximum of 72 months
• Fixed and variable installments
• Collateral by reinsurance transfer of ownership right or a lien to the subject on behalf of the creditor

Required documents for financing: legal entities and individuals.