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Hire-purchase

Splátkový prodej

Would you like to acquire an object that you would like to own and amortize? Then hire-purchase is the right alternative for you, which will enable you to repay the purchased object with agreed installments.

Advantages:

  • The object is in the ownership of the client from the beginning of the financing
  • The object appears in the balance sheet of the client and can be amortized in its accounting
  • Possibility to finance also VAT
  • Possibility to use 50% of annual depreciation even for objects purchased in the end of an accounting period
  • Possibility to draw financial resources from subsidy programs, where one of the conditions of state grants and subsidies is the ownership of the subject

Basic parameters:

  • New and used objects listed in depreciation classes I.-II.
  • Financing in CZK and EUR
  • Contract period up to maximum of 72 months
  • Fixed installments
  • Collateral by reinsurance transfer of ownership right or a lien to the subject on behalf of the creditor

Required documents for financing: legal entities and individuals.


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